Two hidden loopholes in the CARD Act can leave consumers paying high interest charges that can quickly snowball. . . . → Read More: Look Out for Hidden CARD Loopholes
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Student loan debt exceeds credit card debt leaving many Americans strapped for cash. A new report by USA Today finds that Americans’ student loan debt is $850 billion dollars, which actually exceeds the total amount of Americans’ credit card debt. What does that mean for our newest generation heading off to college? Basically the debt they . . . → Read More: College Debt Growing Faster than Inflation Reprinted with permission from Huffington Post 7-13-11 One newspaper article in 1997 told me all I needed to know about the business model for the credit card industry. Beneficial National Bank, the credit card lender for BJ’s Warehouse, notified 12,000 of its customers that it was revoking their credit card privileges. A logical guess would be that they . . . → Read More: Bankruptcy is the Cost of the Way the Credit Card Industry Does Business Americans are shifting how they use credit cards in response to the recession. . . . → Read More: Is there a Right Way to Use Credit Cards? |
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