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Student Loan Holders Beware – Rates Scheduled to Double

The student loan debt crisis is set to hit an all-time peak in the next few years. Are you ready to handle the fallout? . . . → Read More: Student Loan Holders Beware – Rates Scheduled to Double

Predatory Payday Lenders

Payday or fast cash-advance lenders often charge loan-shark interest rates and government provides little consumer protections for our most vulnerable citizens. . . . → Read More: Predatory Payday Lenders

The Truth about Filing Bankruptcy

There is substantial misinformation regarding what is truth and what is fiction about filing personal bankruptcy – learn the facts. . . . → Read More: The Truth about Filing Bankruptcy

The High Cost of Surviving

Medical debt is one of the leading causes of personal bankruptcy in the U.S. . . . → Read More: The High Cost of Surviving

Bankruptcy is the Cost of the Way the Credit Card Industry Does Business

Reprinted with permission from Huffington Post 7-13-11

One newspaper article in 1997 told me all I needed to know about the business model for the credit card industry. Beneficial National Bank, the credit card lender for BJ’s Warehouse, notified 12,000 of its customers that it was revoking their credit card privileges. A logical guess would be that they . . . → Read More: Bankruptcy is the Cost of the Way the Credit Card Industry Does Business